The Rooms To Go credit program is only available in English online. If you would like to apply for Credit in Spanish please visit one of our locations.

*Excludes appliances. Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount is determined prior to any discount or down payment, taxes or delivery. No interest will be charged on amount financed(including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed divided by number of months in promo period, rounded up to next dollar, and may be higher than if this purchasewas a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. If you do not make a monthly payment on time, a late fee may be charged to your account balance. Regular account terms, including the assessment of interest, will apply to late fees, any other fees and any non-promo purchases charged to your accountand you will be required to pay those charges.New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.